I practice in what is called a Tier 1, high risk county in Southern Illinois. My rates are the same as Cook Country physicians, which also are Tier 1. IL has a few “hellhole” counties. Moving into a county 20 minutes from my practice would cut my insurance to less than 20,000 a year. It is the risk of being suit, despite not being sued, that keeps the premiums high in my county. Dozens of my colleagues have been sued.
↧